As your retirement years grow closer, there are many decisions to consider – financial, lifestyle, healthcare – just to name a few.

During this nearing-retirement phase of life, it’s important to continue planning and remain focused on saving while beginning to envision and organize how you plan to enjoy these future years.

Check out this helpful guide from Franklin Templeton to help ensure you are thinking through some of the important decisions you will face ahead of and, in retirement.

Representatives offer products and services using the following business names: Summit Group of Virginia LLP – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not affiliated with Summit Group of Virginia LLP, or Franklin Templeton. Products and services are limited to residents of states where the representatives are registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.