Whether you are a recent college graduate in your first full-time position or have children heading into the professional workforce, it’s important to address some of the financial unknowns.

Entering the workforce is a big transition. This might be the first time you (or your children) will be fully responsible for managing finances and making financial decisions. Many graduate from college and have to start making payments of student loans and other debt, while also managing a career and starting to save for the future.

To start off on the right foot, take a few minutes to review the helpful steps outlined in this checklist from Franklin Templeton.

Representatives offer products and services using the following business names: Summit Group of Virginia LLP – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not affiliated with Summit Group of Virginia LLP, or Franklin Templeton. Products and services are limited to residents of states where the representatives are registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.