Employer Resource Center

DOL Backs Employers in Forfeiture Litigation
Team SummitEmployer Resource Center, Fiduciary Governance, Plan Operations & AdminComments are off for this post
The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming that an employer misused retirement plan forfeitures. On January 30, 2026, the DOL filed an amicus brief with the U.S. Court of Appeals for the Third Circuit in Barragan v. Honeywell Int’l Inc., asking the  Read More →
The New Reality of Retirement: When Competing Priorities Take Over
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
For many workers today, saving for retirement feels almost bleak. According to the 2025 Goldman Sachs Retirement Survey, 42% of Gen Z, Millennials, and Gen X are living paycheck to paycheck. Almost three-quarters say they struggle to save because their money is already stretched across too many other priorities. And the pressure isn’t slowing down.  Read More →
Household Spending Data Reveals Employee Borrowing Patterns
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
New data suggests individuals’ decisions to take 401(k) loans are driven less by discretionary spending needs and more by day-to-day cash-flow constraints. A December 2025 study conducted by the Employee Benefit Research Institute (EBRI) and J.P. Morgan Asset Management sheds light on what drives participants to take out 401(k) loans and how those funds are  Read More →

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