Employer Resource Center

The New Reality of Retirement: When Competing Priorities Take Over
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
For many workers today, saving for retirement feels almost bleak. According to the 2025 Goldman Sachs Retirement Survey, 42% of Gen Z, Millennials, and Gen X are living paycheck to paycheck. Almost three-quarters say they struggle to save because their money is already stretched across too many other priorities. And the pressure isn’t slowing down.  Read More →
Household Spending Data Reveals Employee Borrowing Patterns
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
New data suggests individuals’ decisions to take 401(k) loans are driven less by discretionary spending needs and more by day-to-day cash-flow constraints. A December 2025 study conducted by the Employee Benefit Research Institute (EBRI) and J.P. Morgan Asset Management sheds light on what drives participants to take out 401(k) loans and how those funds are  Read More →
Fiduciary Hot Topics – Q1 2026
Team SummitEmployer Resource Center, Fiduciary GovernanceComments are off for this post
The retirement plan landscape continues to evolve as plan sponsors, advisors, and regulators navigate new litigation, legislative developments, and investment trends. From court decisions reinforcing the importance of strong fiduciary processes to the potential expansion of investment options for 403(b) plans, several noteworthy developments are emerging across the retirement plan space. These issues continue to  Read More →

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