Weighing the Odds: Self-Directed Brokerage Accounts in Retirement Plans
Do Specialty Funds Belong in a Retirement Plan?
Is it prudent for fiduciaries to offer self-directed brokerage accounts or windows (collectively “SDBAs”) in retirement plans now? The answer to this question is a very strong….maybe. It is difficult to take opposition to the argument that a plan desires to provide greater flexibility to participants who may be well-equipped to make their own investment Read More →
Are Your Participants Experiencing a Fee Imbalance? Understanding Fee Levelization [Video]
Recent trends in the retirement plan industry reveal an increased expansion of offerings from plan providers. Not only are plan providers offering more investments, but also a broader range of investments. Many plan providers offer over 100 different options across a wide spectrum of asset class categories, of which approximately 15 percent are considered specialty Read More →
Subsequent to the 2012 implementation of ERISA fee reporting regulations (ERISA 408(b)(2) & 404(a)(5)), the Department of Labor (DOL) began to consider the appropriateness of the allocation of plan fees among participants. This is a subject that generally had not been on the radar screen of many plan fiduciaries, but once identified, tends to generate Read More →