financial education

How Are Employers Measuring Participant Success within Retirement Plans?
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
The ultimate proof of retirement plan participant success is in the results: whether the employee achieves a financially secure retirement. In the meantime, employers can look at a variety of metrics to help evaluate and track plan outcomes. The 2025 PLANSPONSOR Defined Contribution Survey identified several of these metrics, summarized below. While not exhaustive, this  Read More →
IRS Issues Final Regs on Roth Mandatory Catch-ups for High Earners
Team SummitEmployer Resource Center, Fiduciary Governance, Plan Operations & AdminComments are off for this post
*UPDATE: On November 14, 2025, the IRS released plan limits for 2026 and increased the definition of a highly paid individual for Roth catch-up purposes to $150,000 earned in 2025.* The IRS has finalized regulations under SECURE 2.0 that will impact how certain participants save for retirement. Under this change, employees with prior-year FICA wages  Read More →
How Legislation, Location, and Longevity Are Shaping Retirement Readiness
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
Retirement planning starts with numbers such as savings targets, contribution rates, and investment returns. These kinds of foundational metrics guide the structure of retirement strategies and inform plan design. Yet even the most precise calculations don’t exist in a vacuum. Factors like geography, public policy, and life expectancy function as contextual forces, offering mitigating variables  Read More →

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