financial planning

The New Reality of Retirement: When Competing Priorities Take Over
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
For many workers today, saving for retirement feels almost bleak. According to the 2025 Goldman Sachs Retirement Survey, 42% of Gen Z, Millennials, and Gen X are living paycheck to paycheck. Almost three-quarters say they struggle to save because their money is already stretched across too many other priorities. And the pressure isn’t slowing down.  Read More →
Savings Inertia: Moving Beyond the Default
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
New research has revealed some telling patterns in employee retirement plan contribution rates. According to PLANSPONSOR’s 2025 Participant Survey, nearly 4 in 10 participants said that, when choosing their rate, they simply stayed with the plan’s default setting. What this means is that the default doesn’t always just start the retirement savings journey. For a  Read More →
How Legislation, Location, and Longevity Are Shaping Retirement Readiness
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
Retirement planning starts with numbers such as savings targets, contribution rates, and investment returns. These kinds of foundational metrics guide the structure of retirement strategies and inform plan design. Yet even the most precise calculations don’t exist in a vacuum. Factors like geography, public policy, and life expectancy function as contextual forces, offering mitigating variables  Read More →

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