income planning

A More Nuanced 4% Rule?
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
In December 2022, Morningstar adjusted its recommended starting annual withdrawal rate for balanced retirement portfolios upward from 3.3% to 3.8%. The revision was based on an assessment of factors including recent equity valuations, bond yields and inflation. This new rate, however, is still less than the 4% figure commonly cited in financial planning literature. The  Read More →
Retirement Income Participant Interest Surveys: A Contrarian View
Team SummitEmployee Outcomes, Employer Resource Center, Fiduciary GovernanceComments are off for this post
Retirement income products can serve an important purpose as a participant investment option for retirement plans. Surveys gauging participant interest in these options may be open to interpretation, especially when the survey is conducted by a retirement income vendor. A survey conducted by the well-known and respected JP Morgan gauged participant interest for a retirement  Read More →
Planning for What’s Next: Approaching Retirement
Team SummitEmployee Financial Resource Center, Retirement PlanningComments are off for this post
As your retirement years grow closer, there are many decisions to consider – financial, lifestyle, healthcare – just to name a few. During this nearing-retirement phase of life, it’s important to continue planning and remain focused on saving while beginning to envision and organize how you plan to enjoy these future years. Check out this  Read More →

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