participation

Savings Inertia: Moving Beyond the Default
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
New research has revealed some telling patterns in employee retirement plan contribution rates. According to PLANSPONSOR’s 2025 Participant Survey, nearly 4 in 10 participants said that, when choosing their rate, they simply stayed with the plan’s default setting. What this means is that the default doesn’t always just start the retirement savings journey. For a  Read More →
Early Retirement: Dream or Dilemma?
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
For many workers, early retirement is the ultimate goal — carefree days filled with road trips, golf, or time spent with friends and family. Yet, reality often tells a different story. Many Americans are retiring years sooner than they expected to, often due to health problems, layoffs, or other unanticipated events. According to the 2024  Read More →
Choice Overload: Determining How Many Investment Options To Offer
Team SummitEmployee Outcomes, Employer Resource Center, Plan InvestmentsComments are off for this post
Many plan sponsors struggle with deciding how many investment options to offer in their retirement plans. While people generally like to have lots of options when making other decisions, having too many plan options can potentially lead to poor investment decisions by plan participants. In addition, increasing plan options can also increase plan costs, as  Read More →

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