pre-tax

The Road to 15%: Helping Employees Navigate Toward Retirement Readiness
Team SummitEmployee Outcomes, Employer Resource Center, Fiduciary Governance, Plan Operations & AdminComments are off for this post
Many advisors recommend saving 15% of pre-tax earnings, including any employer match, to prepare for a secure retirement — but to accomplish this, timing is crucial. According to Forbes, savers need to begin by age 35 to retire comfortably by age 65; to retire by age 62, they’d need to get started by 25. Looking  Read More →
To Roth or Not to Roth
Team SummitEmployee Financial Resource Center, Financial Planning, Retirement PlanningComments are off for this post
Many 401(k) and 403(b) retirement plan participants are uncertain as to the benefits of saving their contributions on a Traditional (pre-tax) or Roth (after-tax) basis. As a reminder, although you get a current year tax deduction for pre-tax contributions, the principal and growth will be taxable in retirement.  In contrast, Roth contributions are made with  Read More →
[VIDEO] Roth for Retirement: You Might Be Missing Out!
Team SummitEmployee Financial Resource Center, Financial Planning, Retirement PlanningComments are off for this post
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Have you considered Roth contributions to your retirement savings? If you haven’t looked into the potential benefits of Roth contributions, or it’s been a while since you’ve thought about it, tune into our thoughts on Roth for Retirement. Then, get nerdy like us and look at the numbers – check out the Roth vs Traditional  Read More →

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