retirement savings

The New Reality of Retirement: When Competing Priorities Take Over
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
For many workers today, saving for retirement feels almost bleak. According to the 2025 Goldman Sachs Retirement Survey, 42% of Gen Z, Millennials, and Gen X are living paycheck to paycheck. Almost three-quarters say they struggle to save because their money is already stretched across too many other priorities. And the pressure isn’t slowing down.  Read More →
The Unique Retirement Planning Considerations for “Single Saver” Employees
Team SummitEmployee Outcomes, Employer Resource CenterComments are off for this post
It’s been widely reported that the marriage rate among Americans has declined sharply in recent decades. According to the Census Bureau, 60.8% of households were headed by married couples in 1980. By 2024, that figure had fallen to 47.1%. Divorced, widowed, or never partnered singles can face retirement planning challenges that differ from their married  Read More →
Auto Portability: Helping Reduce 401(k) Leakage After Job Changes
Team SummitEmployee Outcomes, Employer Resource Center, Plan Operations & AdminComments are off for this post
The Problem: Cash Out Leakage and Lost Accounts American workers now hold an average of more than 12 jobs over the course of their careers. During job changes, many end up cashing out small 401(k) balances and not rolling them into tax-qualified retirement plans. Industry studies estimate this trend may be causing an annual savings  Read More →

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